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| Railway transportation insurance knowledge |
| Time：2015-11-21 Source： Views：3538 |
A, what is the railway freight transportation
The insured transportation refers to the transportation enterprises and the shipper jointly determine the shipper to affirm the value of the goods. A special mode of transportation as the basis, the insured is the shipper to the actual value of the declaration of the carrier of the consignment. Where the insured transport of goods, the shipper in addition to pay transportation costs, but also in accordance with the provisions of the insured to pay a certain fee. Value insured transportation is for railway quota compensation provisions of, it is part of a railway transport contract, is to ensure that the shipper and the consignee to receive timely and reasonable compensation in the form of a kind of compensation. In the event of the carrier's liability for compensation in accordance with the provisions of the railway, to give way to transport the goods insured.
Two, why start value insured transportation
Start value insured transportation is Railway Law, the railway transport enterprises to deal with the shipper proposed a form of compensation claims, is to ensure the railway and the shipper (consignee) equal rights as a means of, provision is made for the limit of indemnity, in railway transportation implement limit the amount of compensation is the prevailing international practice. This is because the railway transport of goods, basically is calculated by weight, some items, its value is very high, but freight charge is very low, but the occurrence of the damage, if according to the actual damages, the burden of the railway and bear the risk is too large, is not conducive to the development of the railway transport enterprise. Therefore, limit of indemnity is railway transport enterprise legal only benefits of a legal protection. But limit compensation can not meet the shipper request compensation for the damage of the goods, in order to safeguard the legitimate rights and interests of the shipper, from the law to the shipper a way out -- this is to run the value insured transportation. So as long as the shipper to pay a small amount of the insurance fee, the loss of goods, can get full compensation. It is reasonable for both parties.
Three, what is the limit of compensation?
Railway cargo transportation rules Article 56 of the rules, value insured transport, according to the number of packages only according to the weight of the carrier of the cargo, 100 yuan per ton, the highest compensation, according to the number and the number of the carrier of the cargo, 2000 yuan per ton, the highest compensation, personal check of moving goods, luggage 10 kg per the maximum amount of compensation for 30 yuan, the actual loss is lower than the limit of indemnity, according to the actual loss to the goods price compensation.
Six, for loss of goods insured, the principle of compensation
The insured goods compensation should comply with initiative, quickly and correctly, the principle of reasonable equality, is caused by the carrier's liability for loss of goods, to take the initiative to the shipper or the consignee for. For compensation of the longest period, from the station to accept from the next day of the compensation of the book to the issuance of insured goods compensation notice "check amount in 3000 yuan of the following, for 10 days, amounts to more than 3000 yuan under 50000 yuan of 20 days, more than 5 million yuan for 30 days.
Four, when you in how to handle the consignment insured transport?
Shipper for value insured transportation, no need procedures, only in the consignment note "shipper record matters" column marked "value insured transportation", and in the "price of goods" column that unit, fill in the real price of shipment of goods, the enterprises group of items, the actual price is consignment insured amount.
The actual price of the goods is not included in the price of the goods itself, but the taxes, the cost of packing and transportation expenses incurred before the railway carriage.
According to the price of transport of goods, not only part of security. The insured rate of different goods as the shipper should fill the name, item and the insured amount, the insured fees are calculated. The insured rate of different items with filling time, for which the highest price rate. The insurance fee and freight sub calculation, once found, not a policy. Loss of or damage to the insured transport of goods, in accordance with the actual loss compensation, the maximum not exceeding the insured value, a part of the loss, according to the partial loss accounted for multiplied by the percentage of the insured amount of compensation.
Five, what are the benefits for the insured transport?
Railway value insured transport of goods, in the transport process will take safety precautions, especially focusing on the insured goods, will implement the process regulation of transport enterprises, which will further ensure the transportation safety.
The 2 railway carriage of goods, not by insured transport carriers, railway quota compensation, but the maximum not exceeding the insured value. Under the conditions of full insurance, once the loss of carrying liability, the shipper, the consignee will be full compensation.
3. Insured transport rate is low, procedure is simple, convenient to compensate, claims quickly, when loss of compensation to the shipper, fair and reasonable, to act in accordance with the law, regardless of the size of the accident, as long as the recognized is the responsibility of the railway, compensation for the first, then from the internal identify responsibility. Embodiment of the railway transportation and maintenance support for both the interests of principle.
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